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Credit Cards

Prepaid credit cards & Prepaid debit cards


Prepaid Cards are designed to be used as a safer alternative to cash. You simply add credit onto the prepaid card before use so you will never go into debt. They are particularly useful for those:

  • Under the age of 18
  • Who have had past credit difficulties
  • Who have had difficulty getting accepted for a standard credit card or bank account

There's also no credit check when you apply for a prepaid card. For more information click here.

If you wish to apply online through Moneyextra, please click 'apply' and complete the online application form.


Provider Name Application Fee Monthly Fee Withdrawal Fee Minimum Age Card Type Top Up Apply online
Fair FX £0.00 † £0.00 $2 for the dollar card. €1.50 for the euro card 18 MasterCard Online or by text Apply
Caxton FX £0.00 £0.00 $3 for the dollar card. €2 for the euro card 18 MasterCard Online, over the phone or by text. Apply
Money Express £0.00 £3.25 Within the UK £1.25 and abroad is £1.75 18 MasterCard Automated Bank/Wage Transfers. Online with credit/debit cards. Apply
Payzone £5.00 £0.00 £1.50 18 Mastercard At all participating Payzone outlets Apply
Splash Plastic £5.00 £0.00 £1.50 10 Maestro Any Post Office or PayPoint Outlet with cash/card/cheque. Automated Bank/Wage Transfers. Online with credit/debit cards Apply
Tuxedo Monthly £9.95 £4.99 50p 18 MasterCard Any Post Office or PayPoint Outlet with cash/card/cheque. Automated Bank/Wage Transfers. Online with credit/debit cards Apply
Tuxedo Pay as you go £9.95 Pay as you Go 1.50% 18 MasterCard Any Post Office or PayPoint Outlet with cash/card/cheque. Automated Bank/Wage Transfers. Online with credit/debit cards Apply
Virgin Prepaid Mastercard £9.95 £0.00 2.95% 13 MasterCard Any post office or pay point outlet. Online with credit/debit card. Automated bank transfers. Apply
The Bread Card £10.00 £0.00 £1.50 18 Maestro Any PayPoint Outlet. Automated Bank/Wage transfers. Apply
3V Customer Card £0.00 £0.00 Various 16 Visa Vouchers at any post office or pay point outlet  
ICE - Cash2Go £0.00 £0.00 £1.75 18 Maestro Any post office outlet. Automated bank transfers.  
Travelex Cash Passport £0.00 £0.00 £2.50 None MasterCard Online with credit/debit card. Phone  
Quidity £5.00 £0.00 £1.50 10 Maestro Any post office or pay point outlet. Online with credit/debit card. Automated bank transfers.  
Lloyds TSB Travel Money Card £7.50 £0.00 £1.50 16 Visa Phone  
APS £9.95 £4.95 £2.00 18 MasterCard Any post office outlet. Automated bank transfers.  
Liquid £9.95 £2.00 £1.00 18 MasterCard Any post office or pay point outlet. Automated bank transfers. Online with credit/debit cards.  

† Card is free when initial load exceeds £500, otherwise a £9.95 application fee is charged.

This is a selection of prepaid cards as at July 2008 and does not list all cards available due to data constraints. The cards chosen are a representation from the whole market.

If this does not apply to you please click here for a standard credit card search.