Debt Centre
- Debt Consolidation
- Refused Credit?
- Adverse Credit Cards
- Secured Loans
- Speak to an Adviser
- Debt Centre
- Credit Reports
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Debt Centre
Help to solve your debt problems:
- Debt consolidation tool - Can you reduce your repayments by consolidating?
- Refused credit - Find a broker who helps those previously refused a loan
- Adverse credit cards - Find a credit card for people who have a poor credit history
- Secured loan tool - Find a loan that would be secured against your home
- Credit Reports - See at a glance what you owe and to whom
Credit Checks
Find out what lenders see when you apply for credit by checking your credit report.
Contacts
If you require further help, you may find it useful to talk to a not-for-profit voluntary
organisation or regulatory body.
These organisations can offer help and advice on a wide range of issues, including advice
on solving debt problems and legal advice.
View our list of organisations' useful links.
To Find Out Your Next Steps
Guides & FAQs
Debt Consolidation
What is debt consolidation; who can help you if you get into financial difficulties, when to consider debt consolidation.
Secured Loans
How a secured loan allows you to borrow more money. But you should think carefully before securing other debts against your home.
Personal Loans
How personal loans work. How interest is charged and what it may cost if you repay your loan early.
How to Remortgage
Remortgaging your home - whether you can remortgage, whether you should and what it may cost.
Adverse Credit Mortgages, Bad Credit Mortgage
How adverse credit mortgages work and how they can help you get on to the housing ladder.
Credit Reports
How important is your credit report or credit score? What is on your credit file and what does it mean for you.
Secured Homeowner Loans *
| Typical APR | Per Mth | ||
|---|---|---|---|
|
7.9% | £233.57 |  |
|
8.9% | £247.01 | |
|
9.3% | £252.46 | |
| * Based on £25000 over 15 years secured and is not a full search of the whole market | |||
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.